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Commercial Banking

ECS understands financial institutions require the highest level of professionalism from an environmental compliance partner. We also recognize the importance of broad geographic reach, licensed staff, quality, timeliness, and a wide range of services to suit your needs. 

We have had the extraordinary opportunity to partner with thousands of clients over the past 30 years, and we still perform environmental due diligence services as a core offering - not as a sideline. Our staff includes some of the most experienced assessment personnel in the industry, and they know how to untangle regulations and devise innovative solutions for unique situations.

Solutions for the commercial banking market include:

  • Environmental Database Review: Environmental database research from companies like EDR or ERIS.  Includes a letter report summarizing the potential for CERCLA liability and known releases of petroleum and/or hazardous material on or nearby the subject property.
  • Environmental Database Review with Site Inspection: Includes similar information as obtained from a Database Review, plus a site inspection letter report and photographs.
  • Transaction Screen with Questionnaire: Limited Environmental Due Diligence - combines a database review and property inspection with a 22- question Environmental Site Assessment Transaction Screen Questionnaire addressing key environmental concerns. This assessment tool conforms to ASTM Standard E1528-06 to screen environmental property risk.
  • Phase I Environmental Site Assessment (ESA): The Phase I ESA is the industry standard for evaluating the environmental liability associated with commercial real estate. The ASTM E1527-13 standard has been approved by the Environmental Protection Agency (EPA) as meeting the requirements of the All Appropriate Inquiries (AAI) Rule.  The purpose of this assessment tool is to identify recognized environmental conditions (RECs), Historical RECs and Controlled RECs.  SBA Phase I requirements (SBA 7(a) and SBA 504) can be accommodated. 
  • Phase II Subsurface Investigation: Typically follows recommendations presented following Phase I Assessment or can be conducted in concert with a Phase I Assessment when the potential for a release of petroleum and/or hazardous materials is likely.  This is an ESA with invasive samplings (soil borings, indoor air quality testing, etc.) and analysis.


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